Insurance

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Life Insurance

 

Protects the future of yourself or your family what you buy is dignity, responsibility, and love

Key benefits of Life Insurance:

  • Death Benefit

  • Terminal Illness Benefit

  • Special Events Increase

  • Upfront payment of funeral costs

  • Parent Grieving Benefit

  • Financial and Legal Advice benefit

Add on benefits of Life Insurance:

  • Future Insurability Benefit

  • Waiver of Premium

  • Accidental Injury Cover

You can also add on Accelerated Trauma Insurance or TPD into your life cover to get a multi-product bundle discount. Contact us to get a free quotation.


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Trauma Insurance

 

Provide real financial support for you and your family after getting sick

Key benefits of Trauma Insurance:

  • Early Cancer Benefit

  • Special Events Increase

  • Free Children’s Trauma Benefit

  • Parent Grieving Benefit

  • Financial and Legal Advice benefit

Add on benefits of Trauma Insurance:

  • Early Trauma Benefit

  • Trauma Buy-back Benefit

  • Life Buy-back Benefit

  • Future Insurability Benefit

  • Waiver of Premium

  • Accidental Injury Cover

  • TPD

You also can choose Accelerated or Standalone Trauma Insurance. Contact us to find out more details.


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Income or Mortgage Protection

 

If you are unable to work due to illness or injury, the insurance company will pay wages and loans (there is a proportional limit)

Key benefits of Income or Mortgage Protection Insurance:

  • Total Disability Benefit

  • Partial Disability Benefit

  • Recurrent Disablement Benefit

  • Rehabilitation and Support

  • Vocational Assistance

  • Property Special Event

  • Bed Confinement Benefit

  • Back to Work Benefit

  • Return Home Benefit

  • Childcare Support Benefit

Add on benefits of Income or Mortgage Protection Insurance:

  • Retirement Protection

  • Redundancy Cover

You can have income protection insurance or mortgage protection insurance with other insurance products to get a multi-product bundle discount. Contact us to find out which one is more suitable for you.


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TPD

 

Paying the insurance benefit one-time if you are totally permanently disabled and unable to work

Key benefits of Total Permanent Disability Insurance:

  • Total Disability Benefit

  • Partial Disability Benefit

  • Special Events Increase

  • Financial and Legal Advice benefit

Add on the benefits of Total Permanent Disability Insurance:

  • Future Insurability Option

  • Waiver of Premium

You also can choose Accelerated or Standalone TPD. Contact us to find out more details.


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Medical Insurance

 

Medical costs will be complete reimbursement, providing faster and best medical care

Key benefits of Medical Insurance:

  • Hospital Surgical Benefit

  • Non-surgical Hospital Benefit

  • Cancer Treatment

  • Non-Pharmac Benefit

  • Major Diagnostic Benefit

  • Overseas Treatment

  • Medical Tourism

  • Treatment in Australia

  • Health Support Benefit

  • Loyalty Benefit

Add on benefits of Medical Insurance:

  • Specialist Option

  • GP Option

  • Dental & Optical Option

  • Proactive Health Option


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Business Insurance

 

Protecting the key persons or employers in the business who cannot keep the business running as usual for various reasons

Business Insurance options:

  • New Business Start-up Cover

  • Business Continuity Cover

  • Key Person Cover

  • Business Life Cover

  • Business Trauma Cover